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Your Rights
Protected Classes
Title VIII of the Civil Rights Act of 1968, along with
the Fair Housing Amendments Act of 1988, is called the Fair
Housing Act. The Fair Housing Act prohibits discrimination
in most housing because of a person’s:
- Race
- Color
- National origin
- Religion
- Sex
- Familial status
- Disability
In San Antonio, the local ordinance includes “age” as an
additional protected class.
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Discriminatory Housing Practices
The Fair Housing Act provides that in the rental and sale of most
housing, it is unlawful for any housing provider to take any
of the following actions against a person because of his or
her race, color, national origin, religion, sex, familial
status, and/or handicap:
- Refuse to rent or sell housing
- Refuse to negotiate for housing
- Impose different sale prices or rental charges for a
dwelling
- Evict tenants because of their race or the race of their
guests
- Otherwise make housing unavailable or deny housing
- Set different terms, conditions, or privileges for the
rental or sale of a dwelling (example: a landlord cannot
demand an additional security deposit because you are
disabled or have children)
- Deny or limit services because a tenant refused to provide
sexual favors
- Delay or fail to perform maintenance or repairs to
dwelling units
- Falsely deny that housing is available for inspection,
sale, or rental
- Advertise or make any statement with respect to the sale or
rental of a dwelling that indicates any preference,
limitation, or discrimination (example: a landlord cannot post
an advertisement that states, “Two bedroom, two bath for
rent, $600 a month, NO KIDS, ADULTS ONLY”)
- Assign any person to a particular section of a complex or
neighborhood or to a particular floor of a building
- Discourage the purchase or rental of a dwelling by
exaggerating drawbacks or failing to inform any person of
desirable features of a dwelling, community, neighborhood,
or development
- Communicate to any prospective resident that he or she
would not be comfortable with existing residents of a
community, neighborhood, or development
- Threaten, coerce, or intimidate anyone for exercising
his/her fair housing rights or for assisting others in
exercising their rights
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Prohibitions Based on Disability
In addition, with respect to persons with disabilities, the
Fair Housing Act provides that in the rental or sale of most
housing, it is unlawful, based on a person’s disability, for
a housing provider to:
- Ask a tenant or applicant if he/she has a disability or
inquire about the nature or severity of his/her disability
- Refuse to permit a disabled tenant, at the tenant’s
expense, to make reasonable modifications to existing
premises if the proposed modifications may be necessary to
afford the disabled tenant full enjoyment of the premises of
a dwelling
- Refuse to make reasonable accommodations in rules,
policies, practices, or services, when such accommodations
may be necessary to afford a disabled person equal
opportunity to use and enjoy a dwelling unit
- Fail to design and construct covered multi-family
apartment complexes that were built for first occupancy
after March 13, 1991, so that they comply with the Fair
Housing Act’s accessibility requirements
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Inquiries About Nature/Severity of Disability
In general, under the Fair Housing Act, a housing provider
cannot make an inquiry to determine whether an applicant has
a disability or an inquiry as to the nature or severity of
an applicant’s disability. In addition, a landlord cannot
ask whether any of the applicant’s family members, friends,
or associates have a disability. For example, a housing
provider cannot ask the following questions:
- Can you live independently?
- Have you ever been treated by a psychiatrist?
- Do you take any prescription drugs?
- Have you been hospitalized recently?
- Have you ever seen a psychiatrist?
However, a landlord can make the following inquiries,
provided these inquiries are made of all applicants, whether
or not they have disabilities:
- inquiry into an applicant’s ability to meet the
requirements of ownership or tenancy;
- inquiry to determine whether an applicant is qualified
for a dwelling available only to persons with disabilities
or to persons with a particular type of disability;
- inquiry to determine whether an applicant for a
dwelling is qualified for a priority available to persons
with disabilities or to persons with a particular type of
disability;
- inquiry about whether an applicant for a dwelling is a
current illegal abuser or addict of a controlled substance;
- inquiry about whether an applicant has been convicted of
the illegal manufacture or distribution of a controlled
substance.
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Reasonable Accommodations
It is a violation of the Fair Housing Act for housing
providers to
refuse to make a reasonable accommodation in rules,
policies, practices, or services, when such accommodations
may be necessary to afford a disabled person equal
opportunity to use and enjoy a dwelling unit, including
public and common use areas. This means that the manager of
an apartment complex must allow an exception to a rule or
policy if it would afford a disabled tenant an equal
opportunity to use and enjoy an apartment at the complex. An
accommodation that permits disabled tenants to experience
the full benefit of tenancy must be made unless the
accommodation imposes an undue financial or administrative
burden on a housing provider or requires a fundamental
alteration in the nature of its program.
With regard to a disabled tenant or disabled applicant’s
reasonable accommodation request, the owner or manager of
the apartment complex can request verification that the
tenant or applicant is disabled and needs the requested
accommodation due to his/her disability. However, if a
person’s disability is obvious, or otherwise known to the
owner or manager, and if the need for the requested
accommodation is also readily apparent or known, then the
owner or manager may not request any additional information
about the person’s disability or the disability-related need
for the accommodation. Furthermore, an owner or manager’s
undue delay in responding to a disabled tenant’s reasonable
accommodation request may be construed as a failure to
provide the reasonable accommodation.
EXAMPLE# 1:
A blind person who utilizes a guide dog applies to rent a
one bedroom unit at an apartment complex. The apartment
complex has a “no pets” policy, but the blind applicant
qualifies for the one bedroom unit. Without the guide dog,
the blind person would not have an equal opportunity to use
and enjoy an apartment at the complex. Therefore, the owner
or manager of the apartment complex should make an exception
to the “no pets” policy and allow the blind person to live
in the apartment with the guide dog.
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NOTE: The owner or manager of the apartment complex should
also waive the “no pets” policy for a disabled applicant
that has a different type of service animal or support
animal. Service animal means any guide dog, signal dog, or
other animal individually trained to do work or perform
tasks for the benefit of an individual with a disability,
including, but not limited to, guiding individuals with
impaired vision, alerting individuals with impaired hearing
to intruders or sounds, providing minimal protection or
rescue work, pulling a wheelchair, or fetching dropped
items. A support animal means any animal that provides a
therapeutic or psychological aid to a person, due to their
disability. Furthermore, the housing provider may not
require the applicant to pay a fee or a security
deposit as a condition of allowing the applicant to
keep the service/support animal. However, if the
applicant’s service/support animal causes damage to
the applicant’s unit or the common areas of the
dwelling, the housing provider may charge the tenant
for the cost of repairing the damage (or deduct it
from the standard security deposit imposed on all
tenants), if it is the housing provider’s practice
to assess tenants for any damage they cause to the
premises. |
EXAMPLE# 2:
A disabled tenant with a mobility impairment has difficulty
walking more than short distances. The apartment complex
where the disabled tenant lives has a “first come, first
served” parking policy for its tenants. Therefore, in order
to prevent problems getting from his car to his apartment,
the tenant requests that management grant a reasonable
accommodation in its parking policy and reserve a parking
space for him near his apartment, due to his disability.
This accommodation is necessary to afford the disabled
tenant an equal opportunity to use and enjoy a unit at the
complex. Therefore, the manager should grant the
accommodation and reserve a parking space for the disabled
tenant.
EXAMPLE# 3:
A tenant needs a live-in aide to help care for him. Thus,
the tenant requests that management of the apartment complex
reasonably accommodate him by allowing his live-in aid to
move in to assist him with his daily activities. If the
tenant is disabled and needs the live-in aide to have an
equal opportunity to use and enjoy his unit, then management
should grant the accommodation.
EXAMPLE# 4:
A tenant who suffers from a mental disability receives an
eviction notice for disturbing other residents and violating
community rules. The disabled tenant requests that the
manager reasonably accommodate her, due to her disability,
by not proceeding with the proposed eviction action and
allowing her time to get medical treatment and/or
psychological counseling. The manager should grant the
accommodation unless he/she can demonstrate that no
reasonable accommodation will eliminate or acceptably
minimize any risk the tenant poses to other residents.
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NOTE: This means that the Fair Housing Act can serve as an
affirmative defense in evictions against persons with mental
disabilities, depending on the circumstances. In addition,
even if the landlord does not know of the tenant’s
disability on the date the notice to vacate is sent, or even
when trial begins, a Fair Housing Act defense can be raised.
The critical date by which the landlord must have knowledge
of the tenant’s disability is the date the tenant is
actually evicted. |
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Reasonable Modifications
Under the Fair Housing Act, it is also unlawful for any
housing provider to refuse to permit, at the expense of the
disabled person, reasonable modifications of existing
premises occupied or intended to be occupied by such person
if such modifications may be necessary to afford such person
full enjoyment of the premises of a dwelling. A
“modification” is any structural change to the public or
common-use areas of a building or any structural change to a
dwelling unit.
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NOTE: Although tenants are generally responsible for paying
the costs of the modifications, this is not the case if the
modifications should already be in place. Many apartment
complexes that were built for first occupancy after March
13, 1991, do not meet all of the accessibility requirements
under the Fair Housing Act. If the apartment complex is not
in compliance with the accessibility requirements, the owner
of the complex should pay for the modifications that a
tenant requests which the owner is already responsible to
completing in order to bring the complex into compliance.
Furthermore, if the tenant lives at an apartment complex
that receives federal funding, the tenant can, in most
cases, request that the owner of the apartment complex pay
for the modifications, as an accommodation to the tenant.
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In the case of a rental unit, the landlord may, where it
is reasonable to do so, condition permission for a
modification on the tenant agreeing to restore the interior
of the premises to the condition that existed before the
modification, reasonable wear and tear excepted. However, in
general, if the modifications do not affect the landlord or
subsequent renter’s use and enjoyment of the premises, the
renter should not be required to restore the modifications
to their prior state.
The landlord may not increase for disabled tenants any
customarily required security deposit. However, the landlord
may negotiate a restoration agreement with the tenant where
it is necessary in order to ensure with reasonable certainty
that funds will be available to pay for the restorations at
the end of the tenancy. This restoration agreement would
outline provisions requiring the tenant pay into an interest
bearing escrow account (over a reasonable period of time) a
reasonable amount of money not to exceed the cost of the
restoration. The interest in any
such account shall accrue to the benefit of the tenant. This
means that landlords may not routinely require such escrow
payments, but must instead make a case-by-case determination
based on such factors as the extent and nature of the
modification involved, the duration of the lease, and the
credit and rental history of the individual tenant.
A landlord may condition permission for a modification on
the tenant providing a reasonable description of the
proposed modifications, as well as, reasonable assurances that
the work will be done in a workmanlike manner and that any
required building permits will be obtained.
EXAMPLE# 1:
An applicant for rental housing has a child who uses a
wheelchair. The bathroom door in the dwelling unit is too
narrow to permit the wheelchair to pass. The applicant asks
the landlord for permission to widen the doorway at the
applicant's own expense. It is unlawful for the landlord to
refuse to permit the applicant to make the modification.
Furthermore, the landlord may not, in usual circumstances,
condition permission for the modification on the applicant
paying for the doorway to be narrowed at the end of the
lease because a wider doorway will not interfere with the
landlord's or the next tenant's use and enjoyment of the
premises.
EXAMPLE# 2:
A disabled tenant asks his landlord for permission to
install grab bars in the bathroom at his own expense. It is
necessary to reinforce the walls with blocking between studs
in order to affix the grab bars. It is unlawful for the
landlord to refuse to permit the tenant, at the tenant’s own
expense, from making the modifications necessary to add the
grab bars. However, the landlord may condition permission
for the modification on the tenant agreeing to restore the
bathroom to the condition that existed before the
modification, reasonable wear and tear excepted. It would be
reasonable for the landlord to require the tenant to remove
the grab bars at the end of his tenancy. The landlord may
also reasonably require that the wall to which the grab bars
are to be attached be repaired and restored to its original
condition, reasonable wear and tear excepted. However, it
would be unreasonable for the landlord to require the tenant
to remove the blocking, since the reinforced walls will not
interfere in any way with the landlord’s or the next
tenant’s use and enjoyment of the premises and may be needed
by some future tenant.
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Seven Technical Accessibility Requirements
Regarding the design and construction of covered
multi-family housing built for first occupancy after March
13, 1991, discrimination includes a failure to design and
construct the covered apartments so that they comply with
the Fair Housing Act’s seven accessibility requirements:
- All covered multi-family dwellings must have at least one
building entrance on an accessible route;
- The public and common-use portions of such dwellings are
readily accessible to and usable by persons with
disabilities;
- All the doors designed to allow passage into and within
all premises within such dwellings are sufficiently wide to
allow passage by an individual with a disability who uses a
wheelchair;
- An accessible route into and through the dwelling unit;
- Light switches, electrical outlets, thermostats, and
environmental controls in accessible locations;
- Reinforcements in bathroom walls to allow for later
installation of grab bars;
- Usable kitchens and bathrooms such that an individual in
a wheelchair can maneuver about the space.
If you want the Council to conduct a free review of your
apartment to determine whether it meets the Fair Housing
Act’s accessibility requirements or if you have any
questions, please contact the Council at (210) 733-3247.
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Discrimination in Lending Transactions
Furthermore, the Fair Housing Act provides that in mortgage
lending, it is unlawful for any person to take the following
actions against a person because of his or her race, color,
national origin, religion, sex, familial status, or
handicap:
- Refuse to make a mortgage loan
- Fail or refuse to provide information regarding the
availability of loans or other financial assistance,
the application requirements, or the procedures/standards
for the review and approval of loans or financial
assistance
- Provide information that is inaccurate or different
from that provided others
- Impose different terms or conditions on a loan
- Discriminate in appraising property
- Refuse to purchase a loan
- Set different terms or conditions for purchasing a loan
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